Lower Your Monthly Payments
— Even If You're in Default
UtahLoanRelief.com connects Utah borrowers with refinance partners who work with credit cards, personal loans, and private student loans — even if you're delinquent or in default. Check for a potentially lower fixed payment in about 3 minutes, with no hard credit pull for pre-check.
Before
$2,000
per month
After
$680
per month
J.R. from Ogden · Private student loan refinance
$1,320 saved every month · $15,840 per year
Start Your Free Pre-Check
See how much you could save in 3 minutes
Current
$2,000/mo
Potential
$680/mo
What Could YOU Save?
Drag the slider to see your potential new payment
Current Payment
$2,000
Potential New Payment
$700 - $1,000
Monthly Savings
$1,000+
No hard credit pull · Takes 3 minutes
Why Choose UtahLoanRelief?
We're different because we understand your situation
Designed for Tough Situations
Partners who consider delinquent & defaulted private loans — not just perfect credit files.
Fixed, Predictable Payments
Help move from scary, variable payments to clear monthly plans you can actually budget for.
Local, Plain-English Guidance
Utah-based focus with straightforward explanations and transparent comparisons.
How It Works
Simple, transparent process in 3 easy steps
Quick Pre-Check
Share a few details about your credit cards, personal loans, or private student loans — no hard credit pull.
Get Matched
We route your info to refinance partners who work with Utah borrowers dealing with credit cards, personal loans, or student loans.
Review Options
See potential payment ranges and decide if moving forward makes sense for you.
Real Results From Utah Borrowers
See what others like you have achieved
S.L.
West Jordan, UT
Credit Card Debt
Was paying
$1,800/mo
Now pays
$1,041/mo
Saving $759/month
$9,108 per year
J.R.
Ogden, UT
Private Student Loan
Was paying
$2,000/mo
Now pays
$680/mo
Saving $1,320/month
$15,840 per year
M.T.
Provo, UT
Personal Loan
Was paying
$1,200/mo
Now pays
$650/mo
Saving $550/month
$6,600 per year
Results vary by credit, income, balance, and lender criteria. Lower payments may extend term and increase total interest. These are real examples from Utah borrowers.
Frequently Asked Questions
Get answers to common questions about our service
Have more questions?
Get in TouchOur Story
About UtahLoanRelief.com
UtahLoanRelief.com was started by Utah neighbors who've seen how debt from credit cards, personal loans, and private student loans can upend good people's lives. We're not a lender — we connect Utah borrowers to reputable refinance partners who work with delinquent or defaulted accounts and offer fixed, predictable plans.
Our promise: Plain-English guidance and transparent comparisons — no scare tactics, no fine-print surprises.
Utah borrowers are saving $500 - $1,500 per month
What Could You Do With An Extra $1,000/Month?
Find out in 3 minutes. No hard credit pull.
Check Your Rate Now →